The TT Club's cover is designed to create a comprehensive package of insurance products to cope with the combination of commercial and environmental business risks faced by port operators. No two operators face an identical range of risks and so it is essential to tailor cover to individual situations. Insurance is designed to operate alongside other covers, minimising the chance of gaps or overlapping covers.

Many port operators engage in other activities such as freight forwarding or logistics operations and these can be covered in conjunction with port liability risks.

TT Club also offers insurance for property and handling equipment thus protecting a port's investment against accidental damage, weather damage, machinery breakdown or increased cost of working following an accident.

The club also offers comprehensive loss prevention and risk assessment services.


Standard covers include:

  • Liabilities for loss of or damage to cargo and customers' equipment and ships
  • Loss of or damage to equipment including loss due to strikes, riots and terrorist risks
  • Liabilities arising from errors and omissions including delay and unauthorised delivery
  • Third party liabilities including impact and sudden accidental pollution
  • Fines for regulatory breach including eg customs, pollution and safety at work
  • Wreck removal costs
  • Investigation, defence and mitigation costs
  • Disposal costs following an accident
  • Quarantine and disinfection costs

Property covers include:

  • Buildings
  • Docks and wharfs
  • Berths
  • Quays
  • Jetties
  • Dolphins
  • Machinery
  • Handling equipment
  • Straddle carriers
  • Cranes
  • Reach stackers
  • Top lifters
  • Fork lifts
  • Ship-loaders
  • Elevators
  • Conveyors
  • RoRo ramps
  • Tractor units
  • Locomotives and rolling stock
  • Rail & road infrastructure
  • Contents

Additional covers may include:

  • Business interruption risks
  • Fire legal liability
  • Infringement of personal rights
  • Liability as a supplier of advice and information
  • Hull and P&I risks

Long term contracts are available on request subject to agreement of terms. Enquiries should be directed to your broker, or to the Club.

For information on getting a quote

Where to contact to make a claim

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Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited is authorised and regulated in the UK by the Financial Services Authority (registration number 202852), in Hong Kong by the Hong Kong Insurance Authority, Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers.

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30.

The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.