Case 6 Liability - Death and Bodily Injury


  • Date: 12/10/2010

Case 6 Liability - Death and Bodily Injury

A terminal member was discharging bundles of steel tubes at night. The bundles were stowed on the main vehicle deck of a ro/ro vessel and were being moved by fork-lift trucks from the deck to the quay across the ship’s stern ramp. The gang was working under temporary lighting rigged along the deck, but some areas were poorly illuminated. A fork-lift truck driver lifted a bundle from the stack, and then reversed through 180o in order to drive off the ship. In doing so, the truck bumped into the stack of tubes and dislodged other bundles, which fell on the truck, crushing the protective cage and killing the driver. The terminal and the shipowner were prosecuted by the Health & Safety Inspectorate for not ensuring a safe method of working. The court apportioned blame 33:66 between the ship owner and that terminal operator. Following this decision, the driver’s widow commenced an action for damages which was settled by both companies in the same proportion. The Club provided legal assistance in defending the criminal action and later reimbursed its member for his share of the damages paid to the widow.


For information on getting a quote

Where to contact to make a claim

Member and Broker
Login / Registration

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited is authorised and regulated in the UK by the Financial Services Authority (registration number 202852), in Hong Kong by the Hong Kong Insurance Authority, Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers.

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30.

The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.