David Lumby

Director of Underwriting

David Lumby
David Lumby
work +44 (0)20 7204 2662
cell +44 (0)7818 454734

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Career Summary

David is the Director of Underwriting and is responsible for the technical underwriting result and for setting underwriting policy for the TT Club.


After graduating in Microbiology David joined Freightliner (a British Rail subsidiary) as a Management Trainee and after a year's intensive training had operational management positions in Birmingham, Dudley and finally Tilbury where he was Traffic Manager for 3 years. After joining Thomas Miller in 1989 David was involved in underwriting TT business in the Netherlands, Asia and the UK before becoming European Underwriting Director in 2006.

Special Experience

Whilst at Freightliner David passed his Class 1 HGV licence and Certificate of Professional Competence which together qualiflied him to manage and operate a UK fleet of road haulage vehicles. Together with his British Rail procedural training this qualified David for both modes of land based transport.

David speaks good Dutch and reasonable French.

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited, registered in the UK (Company number: 02657093) is authorised by the Prudential Regulation Authority and regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority. In Hong Kong, TT Club Mutual Insurance Limited is authorised and regulated by the Hong Kong Insurance Authority, in Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers. The registered offices are: 90 Fenchurch Street, London, EC3M 4ST.

Through Transport Mutual Insurance Association Limited, registered in Bermuda (Company number: 1750) is authorised and regulated in Bermuda by the Bermuda Monetary Authority. 

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30. The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.

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