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Investment Commentary - November 2025

11/12/2025

Investment Commentary - November 2025

After several months of strong and broadly consistent gains for risk assets, November brought a notable shift in tone, with markets experiencing a period of heightened volatility before stabilising into month‑end.

Dangerous Goods - Class 2

11/12/2025

Dangerous goods quick reference guide - Class 2: Gases

Dangerous goods include gases that pose risks such as property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution.
Dangerous goods quick reference guides - Class 3: Flammable liquids

11/12/2025

Dangerous goods quick reference guides - Class 3: Flammable liquids

Class 3 dangerous goods include flammable liquids that pose risks such as property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution. 
Dangerous goods quick reference - Class 4: Flammable substances

11/12/2025

Dangerous goods quick reference - Class 4: Flammable substances

Class 4 dangerous goods include flammable solids and substances that can ignite spontaneously or emit flammable gases when in contact with water. These pose risks such as property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution.
Dangerous goods - quick reference guides - Class 5: Oxidising substances and organic peroxides

11/12/2025

Dangerous goods - quick reference guides - Class 5: Oxidising substances and organic peroxides

Class 5 dangerous goods include oxidising substances and organic peroxides that can intensify combustion or react dangerously. They pose risks such as property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution.
Dangerous Goods - Class 6

11/12/2025

Dangerous goods quick reference guides - Class 6: Toxic substances and infectious substances

Class 6 dangerous goods include substances that are toxic or infectious, posing severe risks such as property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution.
TT Club - Dangerous goods quick reference guides: Class 8: Corrosive substances

11/12/2025

TT Club - Dangerous goods quick reference guides: Class 8: Corrosive substances

Class 8 dangerous goods include corrosive substances that chemically damage living tissue and metals. They can react violently, produce heat and gases when mixed with other substances or exposed to temperature deviations. Risks include property damage, cargo damage, injury, environmental harm, insurance invalidation, and potential criminal prosecution.
Dangerous goods quick reference guide - Class 9: Miscellaneous dangerous substances and articles

11/12/2025

Dangerous goods quick reference guide - Class 9: Miscellaneous dangerous substances and articles

Class 9 is a catch-all category for dangerous goods that do not fit into other classes but still pose significant risks, including environmental hazards, marine pollutants, or substances requiring elevated temperature transport. Some may act as catalysts or accelerants for fire or explosion, requiring additional risk management.