As ship sizes continue to grow, cargo handling facilities face mounting pressure in relation to productivity, which in turn can lead to a new or increased level of risk. As well as liability for damage to customer's cargo, ships and containers, your business may be exposed to domestic and international third-party risks. The increasing levels of compensation paid in bodily injury cases highlight this exposure.
We tailor-make policies to reflect the risks you face. Our cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers.
Who we insure
- Airfreight handing terminals
- Bulk marine terminals
- Container freight stations
- Container storage depots
- Inland clearance depots
- Marine terminals
- River terminals
- Liabilities for loss of, or damage to, cargo, customers' equipment and ships
- Loss of, or damage to, equipment including loss due to strikes, riots and terrorist risks
- Liabilities arising from errors and omissions including delay and unauthorised delivery
- Third party liabilities including impact and sudden accidental pollution
- Fines for regulatory breach such as customs, pollution and safety at work
- Investigation, defence and mitigation costs
- Disposal costs following an accident
- Quarantine and disinfection costs
- Business interruption risks
- Fire legal liability
- Hull and P&I risks
- Infringement of personal rights
- Liability as a supplier of advice and information
- Property, from building and berths to fork lifts and conveyors
- Ships' agency liabilities
Cargo handling facility cover document (190 KB)
Bulk handling cargo facility cover (321 KB)
North American cargo handling facility cover (296 KB)
Initial Information Request (224 KB)
Specific information document - cargo handling facility (224 KB)
TT Club Wordings 2021 - Cargo Handling Facilities (743 KB)
TT Club Wordings 2021 - Port Ships (757 KB)
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This first instance judgment in relation to a charterparty dispute has the potential to spawn a range of liability exposures that could reverberate through the complex network of supply chain contracts. Most particularly the reasoning may expose ports and terminals in non-liner trades.
TT Talk - Crane collisions & allisions
Whether for bulk handling or container operations, the quayside crane is critical for performing ship to shore services. This vital tool is also vulnerable to significant damage when impacted by a ship during berthing. While relatively low frequency, such incidents carry high consequence in direct damage, business disruption and potential for injury.
Analysis of TT Club's claims experience continues to highlight the vulnerability of quay cranes, other handling equipment and containers to major weather related incidents at marine terminals. Despite the large mass, it is not uncommon for these cranes to be blown along the crane rails, potentially into other equipment or toppling over, giving rise to extensive damage.
TT Club has been at the heart of a long-term campaign to increase awareness of good cargo packing practices, both as part of responding to incidents and through speaking at industry events. These efforts are now galvanised in the 'Cargo Integrity Group'.