Insurance for cargo handling facilities

As ship sizes continue to grow, cargo handling facilities face mounting pressure in relation to productivity, which in turn can lead to a new or increased level of risk.

As well as liability for damage to customer's cargo, ships and containers, your business may be exposed to domestic and international third party risks. The increasing levels of compensation paid in bodily injury cases highlight this exposure.

Typical cargo handling cover

We tailor-make policies to reflect the risks you face, but typically, cover may include: 

• Liabilities for loss of, or damage to, cargo, customers' equipment and ships
• Loss of, or damage to, equipment including loss due to strikes, riots and terrorist risks
• Liabilities arising from errors and omissions including delay and unauthorised delivery
• Third party liabilities including impact and sudden accidental pollution
• Fines for regulatory breach such as customs, pollution and safety at work
• Investigation, defence and mitigation costs
• Disposal costs following an accident
• Quarantine and disinfection costs

Additional cover

TT Club cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers. Additional cover for cargo handling can include:

• Business interruption risks
• Fire legal liability
• Hull and P&I risks
• Infringement of personal rights
• Liability as a supplier of advice and information
• Property, from building and berths to fork lifts and conveyors
• Ships' agency liabilities

So much more than insurance

As well as offering specialist insurance for cargo handling, we provide our Members with loss prevention advice, helping you to control risks, reduce exposure to potential claims and adopt best practice. Our knowledgeable and experienced claims service around the globe helps to settle claims quickly and efficiently to our Members' advantage wherever possible.