As ship sizes continue to grow, cargo handling facilities face mounting pressure in relation to productivity, which in turn can lead to a new or increased level of risk.

As well as liability for damage to customer's cargo, ships and containers, your business may be exposed to domestic and international third party risks. The increasing levels of compensation paid in bodily injury cases highlight this exposure.

Who we insure:

  • Airfreight handing terminals
  • Bulk marine terminals
  • Container freight stations
  • Container storage depots
  • Inland clearance depots
  • Marine terminals
  • River terminals
  • Stevedores

Typical cargo handling cover

We tailor-make policies to reflect the risks you face, but typically, cover may include: 

  • Liabilities for loss of, or damage to, cargo, customers' equipment and ships
  • Loss of, or damage to, equipment including loss due to strikes, riots and terrorist risks
  • Liabilities arising from errors and omissions including delay and unauthorised delivery
  • Third party liabilities including impact and sudden accidental pollution
  • Fines for regulatory breach such as customs, pollution and safety at work
  • Investigation, defence and mitigation costs
  • Disposal costs following an accident
  • Quarantine and disinfection costs

Additional cover

TT Club cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers. Additional cover for cargo handling can include:

  • Business interruption risks
  • Fire legal liability
  • Hull and P&I risks
  • Infringement of personal rights
  • Liability as a supplier of advice and information
  • Property, from building and berths to fork lifts and conveyors
  • Ships' agency liabilities

So much more than insurance

As well as offering specialist insurance for cargo handling, we provide our Members with loss prevention advice, helping you to control risks, reduce exposure to potential claims and adopt best practice. Our knowledgeable and experienced claims service around the globe helps to settle claims quickly and efficiently to our Members' advantage wherever possible.

Find out more

Find out how TT Club can provide you with comprehensive insurance for cargo handling facilities:

Contact us today

US$500,000 claim

When one of our Member's crane operators mistakenly attempted to lift two containers, one fell back into the ships hold releasing dangerous chemicals. TT Club insurance covered the clean-up, decontamination and liability claim to a sum of US$500,000.

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited, registered in the UK (Company number: 02657093) is authorised by the Prudential Regulation Authority and regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority. In Hong Kong, TT Club Mutual Insurance Limited is authorised and regulated by the Hong Kong Insurance Authority, in Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers. The registered offices are: 90 Fenchurch Street, London, EC3M 4ST.

Through Transport Mutual Insurance Association Limited, registered in Bermuda (Company number: 1750) is authorised and regulated in Bermuda by the Bermuda Monetary Authority. 

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30. The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.

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