TT Club insurance for ship operators offers a comprehensive package of liability and equipment cover to ship owners, charterers and combined transport operators in deep sea, short sea and river trades.

Designed to operate in conjunction with P&I cover, TT Club cover can include protection for wider business activities such as freight forwarding, ships' agency or terminal operations. Our cover also provides protection for investment in capital equipment required by most finance houses and comprehensive liability and equipment insurance to meet lessors’ insurance needs.

We insure companies operating

  • Containers
  • Chassis
  • Gensets
  • Igloos

  • Rolling stocks
  • Swap bodies
  • Trailers

Typical cover for ship operators

TT's standard insurance for ship operators includes access to our worldwide equipment survey programme, designed to speed up claims processing and provide a body of loss prevention data accessible to Members.

Policies are tailor-made to meet your precise needs, but typically, cover may include:

  • Liabilities for loss of, or damage to, cargo, customers' equipment and ships
  • Loss of, or damage to, equipment including loss due to strikes, riots and terrorist risks
  • General average and salvage
  • Third party liabilities linking with P&I cover, e.g. carriage on land
  • Cargo liabilities due to defective equipment during pre or on carriage arranged by shipper or receiver
  • Fines imposed by an authority which are not covered by P&I insurance, e.g. confiscation of insured equipment
  • Investigation, defence and mitigation costs
  • Disposal, quarantine and disinfection costs  

Additional cover

TT Club cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers. Additional cover for ship operators can include:

  • Forwarding liabilities when arranging pre? and on-carriage
  • Political risks including war risks on land, capture, seizure and requisition of equipment
  • Ships' agency liabilities
  • USA chassis liability

So much more than insurance

As well as offering specialist insurance for ship operators, we provide our Members with loss prevention advice, helping you to control risks, reduce exposure to potential claims and adopt best practice. Our knowledgeable and experienced claims service around the globe helps to settle claims quickly and efficiently to our Members' advantage wherever possible.

Find out more

Find out how TT Club can provide you with comprehensive insurance for ship operators:

Contact us today

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited, registered in the UK (Company number: 02657093) is authorised by the Prudential Regulation Authority and regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority. In Hong Kong, TT Club Mutual Insurance Limited is authorised and regulated by the Hong Kong Insurance Authority, in Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers. The registered offices are: 90 Fenchurch Street, London, EC3M 4ST.

Through Transport Mutual Insurance Association Limited, registered in Bermuda (Company number: 1750) is authorised and regulated in Bermuda by the Bermuda Monetary Authority. 

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30. The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.

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