Annual report and financial statements for the year ended 31 December 2019

This report is addressed to, and written for, the Members of TT Club Mutual Insurance Limited (“TTI”). The Directors wish to draw attention to a number of financial and environmental uncertainties, including but not limited to the premium rating environment, the rate of claims inflation, cost inflation, foreign exchange movements and economic growth. This means that the actual results in the future may vary considerably from both historic and projected outcomes contained within any ‘forward-looking statements’.