The role of the transport operator has evolved over the years with increasing competition and changing regulatory frameworks leading to greater exposure to risks and liabilities.

TT Club offers comprehensive cover for transport operators working by sea, road, air, rail or river. Our tailor-made policies are specifically created to meet your specific risk exposure, ensuring you get the cover that you need and avoid paying for cover you don’t.

Who we insure:

  • Air freight companies
  • Freight forwarding companies
  • Inland waterway operators
  • NVOCs
  • Parcel carriers
  • Railways or freight operators
  • Road hauliers
  • Tank or container operators
  • Trailer operators

Typical cover for transport operators

Transport operators are involved in a diverse range of services so we will tailor our cover to suit your precise needs. Typically, cover may include:

  • Liabilities for loss of, or damage to, cargo
  • Liabilities arising from errors and omissions including delay and unauthorised delivery
  • Third party liabilities
  • Fines for regulatory breach such as customs, pollution and safety at work
  • Investigation, defence and mitigation costs
  • Disposal costs following an accident
  • Quarantine and disinfection costs

Additional cover

TT Club cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers. Additional cover for transport operators can include:

  • Business interruption risks
  • FMC bonds for NVOCs
  • General average and salvage guarantees and contributions
  • Loss of, or damage to, owned or leased equipment
  • Property insurance such as buildings and contents, machinery and handling equipment
  • Road and rail infrastructure
  • Ships' agency liabilities

So much more than insurance

As well as offering specialist insurance for transport operators, we provide our Members with loss prevention advice, helping you to control risks, reduce exposure to potential claims and adopt best practice. Our knowledgeable and experienced claims service around the globe helps to settle claims quickly and efficiently to our Members' advantage wherever possible.

Find out more

Find out how TT Club can provide you with comprehensive insurance for transport operators:

Contact us today

Mitigating a $400,000 claim

When a Member found a client’s container had been stolen from a sub-contractors warehouse, the exposure amounted to US$400,000. After extensive negotiations involving complex legal issues, we were able to settle the claim with our Member contributing less than US$42,000.

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club. TT Club Mutual Insurance Limited, registered in the UK (Company number: 02657093) is authorised by the Prudential Regulation Authority and regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority. In Hong Kong, TT Club Mutual Insurance Limited is authorised and regulated by the Hong Kong Insurance Authority, in Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority. In the United States, TT Club Mutual Insurance Limited is approved as a surplus lines insurer in all states and is accessible through properly licensed surplus lines brokers. The registered offices are: 90 Fenchurch Street, London, EC3M 4ST.

Through Transport Mutual Insurance Association Limited, registered in Bermuda (Company number: 1750) is authorised and regulated in Bermuda by the Bermuda Monetary Authority. 

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30. The Italian VAT Identification number for TT Club Mutual Ltd is: 03627210101.

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